Negotiable Instruments Act, 1881

Cheques | Bills of Exchange | Promissory Notes | Section 138

A to Z in Banking | Bhushan Bhatia

99 MCQs | Updated May 2026
🔴 Latest Updates 2024-2026:
Cheque validity reduced to 3 months (from 6 months) effective April 1, 2012.
NI Amendment Act 2018: Section 143A (interim compensation up to 20%) and Section 148 (appeal deposit min 20% of fine) inserted.
SC 2025 — Dhanasingh Prabhu case: Section 138 complaint maintainable even if partnership firm not arrayed as accused, if partners in charge are impleaded.
SC 2026 — Sumit Bansal case: Multiple complaints for dishonour of several cheques in same transaction do not automatically constitute abuse of process.
Karnataka HC 2025 — B.R. Anand case: 30-day notice window excludes the date of bank's notification of dishonour.
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