SET XXII P-5
1. If a banker allows an advance by keeping 25% margin and the amount of loan is Rs.1 lac, the value of security would be:
a. Rs.1.25 lac
b. Rs.1.33 lac
c. Rs.1.50 lac
d. Rs.1 lac
e. None of the above
2. Collateral security & margin in loan to agriculture exempted for loan:
a. Up to Rs.10000
b. Up to Rs.15000
c. Up to Rs.25000
d. Up to Rs.100000
e. Discretion of the bank
3. Which of the following is the regulator and supervisor of depositories:
a. IRDA
b. RBI
c. SEBI
d. PPFDA
4. What is the maximum extent of investment in plant & machinery for MSE ancillary units:
a. Rs.250 lac
b. Rs.300 lac
c. Rs.500 lac
d. Rs.750 lac
e. Rs.1000 lac
5. The primary dealers deal mainly with which of the following:
a. Shares and debentures
b. Govt. securities
c. Mutual fund units
d. All the above
1 |
b |
2 |
d |
3 |
c |
4 |
c |
5 |
b |
6. A firm has been allowed demand loan but it has not carried any operations in the account after disbursement of the full amount. What is the limitation period for this demand loan:
a. 3 years from date of last withdrawal in the account
b. 3 years from date of last debit of interest in the account
c. 3 years from date of documents
d. A to c, whichever is earlier
e. A to c, whichever is later
7. Inspection and processing fee in case of priority sector can be recovered if the amount of advance is:
a. Rs.10000 or more
b. Rs.25000 or more
c. Rs.50000 or more
d. More than Rs.25000
e. More than Rs.50000
8. Which of the following expansion does match to the abbreviation:
a. SSC- Special Credit Control
b. Ads- Authorised dealers
c. OMO- Opposite market Operation
d. All the above
9. Whenever RBI wants to reduce the liquidity in the banking system it can resort to which of the following:
a. Repo
b. Reverse repo
c. Reduction in the CRR
d. Reduction in the SLR
10. Deposits and advances of a bank branch have declined and the management of the bank wants to know the reasons for the same. This will fall under the purview of:
a. Market intelligence
b. Marketing technology system
c. Taking the required steps for effective marketing of their products
d. Marketing research system
e. All the above
6 |
c |
7 |
d |
8 |
b |
9 |
b |
10 |
d |
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